FLINT
Protective intelligence for cyber-enabled agentic fraud

AI agents are moving money on their own.
FLINT verifies they’re authorized before it does.

FLINT is the identity and verification layer for agent commerce. It confirms an AI agent is known, authorized, and in-scope, then signs a verification record before the payment settles.

AI agents made 140 million payments in nine months, averaging 31 cents each. Circle, 2026.

Built to interoperate with
CircleStripe + BridgeFireblocksCoinbase Agent KitSkyfire
VERIFICATION RECORD · JWS-COMPATIBLE
agt_skyline_88af3c12 · $847.00 USDC
DRAFT
Principal Identity
pending
Agent Identity
pending
Wallet Provenance
pending
Authorization Scope
pending
Environment Identity
pending
Cross-Merchant Reputation
pending
Trust score0
BLOCK
REVIEW
STEP-UP
ALLOW
Verdict—
COMPACT JWS · ES256awaiting_signature

eyJhbGciOiJFUzI1NiIsImtpZCI6ImZsaW50XzAxIn0.eyJhZ3QiOiJza3lsaW5lIiwidmRjdCI6IkFMTE9XIn0.…

The new fraud surface

Agents no longer need to pretend to be human. They can transact directly.

The old stack was tuned for humans, sessions, and post-transaction review. Agent commerce moves the decision point upstream: before an autonomous actor causes funds to move.

Primary failure mode

The agent is valid. The transaction is not.

Agentic fraud does not always look like a fake identity. It looks like real credentials, real APIs, and real payment authority used outside the moment, scope, or context where they were granted.

CredentialKnown agent, compromised or delegated badly.
ScopePermitted action stretched past its boundary.
RuntimeSame actor rotating context faster than review can follow.

Machine speed scope abuse

A thousand small requests can probe a policy faster than a human reviewer can read the first alert.

Context rotation

Runtime, wallet, and environment changes become the attack surface, not just metadata.

Fragmented payment trails

Loss can be split across rails and merchants before chargeback-era controls have a useful signal.

The control point

FLINT verifies the agent. The rails move the money.

FLINT is not a rail, wallet, or processor. It sits before settlement as the neutral control point that decides whether an agent is authorized to cause money to move.

Agent / wallet / runtime

Autonomous actor requests authority to spend

FLINT

Identity, authority, scope, environment, reputation

Circle
Stripe + Bridge
x402
Cards
The verification record

Six layers resolve into one verdict. Then FLINT signs the evidence.

The product moment is not a dashboard. It is a decision artifact: a trust score, a verdict, and an ES256 JWS-compatible record that the merchant can keep.

01

Principal Identity

Who grants spending authority?

02

Agent Identity

Which autonomous actor is requesting action?

03

Wallet Provenance

What instrument is spending?

04

Authorization Scope

Is this action permitted now?

05

Environment Identity

Is the runtime consistent?

06

Cross-Merchant Reputation

Has this actor behaved elsewhere?

Decision output

Trust score

94
ALLOWSTEP-UPREVIEWBLOCK
Signed record

eyJhbGciOiJFUzI1NiIsImtpZCI6ImZsaW50X2FnZW50...signature_valid

See a live verification
The network effect

Every verdict makes the next one sharper.

FLINT turns agent identity into reusable protective intelligence. Your data stays yours; the network signal improves the decision without exposing customers, transaction volume, or merchant context.

1More verificationsEach agent decision adds behavioral context.
2Richer signalIdentity becomes clearer across transactions.
3Sharper decisionsGood agents pass with less friction.
4Cleaner revenueFraud drops before it reaches settlement.
Where FLINT fits

If an agent can cause money to move, it needs verification before it spends.

Merchants, platforms, PSPs, wallets, and agent builders all face the same control question: can this agent be trusted to take this action right now?

Merchants

Accept agent payments without inheriting agent fraud.

Platforms

Offer verification as a trust layer across your network.

Builders

Give agents portable authority that merchants can inspect.